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Should You Get 3 Estimates?

You just found out that you need to replace your a homeowner, you will want to learn as much as possible about the process. What is the ultimate goal? You will want to find the BEST WORK for the best value.

Close up of wooden home with blurred out coins

Your insurance company will most likely tell you that you should get three estimates and then choose the price that is the median of the three. The idea is that an extremely low estimate may indicate cost-cutting measures that could result in shoddy workmanship or materials, while the highest estimate could wind up costing you more unnecessarily. However, the three-estimate rule is not an actual requirement for insurance claims, nor is it a necessity for your decision-making process. Insurance companies cannot require you to get a certain number of estimates. Keep in mind that the insurance company will pay your area’s best roofer the EXACT SAME AMOUNT as it pays for the worst.

The Texas Department of Insurance (TDI) regulates the insurance industry in the State of Texas and works to protect consumers and that laws regarding insurance are executed. According to Section 29 of the TDI Consumer Bill of Rights, "you have the right to

have your home repaired by the repair person of your choice."

How Many Estimates Do You Need?

The reasoning behind requesting estimates makes sense – replacing a roof is a major undertaking and will make a lasting effect on your home’s weatherproofing, durability, and resale value. Homeowners need as much information as possible to feel comfortable proceeding. Most importantly, you want to make sure the roofing contractor you choose provides high-quality materials and high-quality installation.

Learn more about the professional practices that should be followed for installation and documentation needed for insurance claims in our step by step guide to Asphalt Shingle Roof Replacement. However, do you need three estimates? Not really. The right number of estimates depends completely on you, and you should get as many, or as few, estimates that you need in order to feel comfortable with the contractor you choose.

What Should You Look For?

How do you choose the best roofing contractor? When comparing estimates, it is important to remember that cutting corners on a roof replacement can lead to detrimental problems down the road. Hire a contractor that will HELP YOU FIGHT FOR WHAT YOU NEED WHEN IT COMES TO INSURANCE CLAIMS AND NOT JUST "MAKE IT WORK" FOR THE PRICE THE INSURANCE HAS AGREED TO.

Just a few reasons that roofs can fail due to bad workmanship or poor materials include gaps in the roof flashing, improperly sealed seams, and trapped moisture. See more information on Roofing Estimates 101.

Hiring a Contractor to Replace Your Roof

Here are a few questions you might ask while choosing a roofer: Have you performed work in the area?

How long have you used your crew?

How long have you been in business? How experienced is your crew? How can I reach out during the process?

Will you tell me if my insurance fell short?


Finding a qualified, expert roofing contractor to install your roof at a fair price is essential, but there is no set number of estimates you must consider in order to choose the right one. Selz Contracting is here to help with any questions you may have for roofing or other contracting needs in the Dallas/Fort Worth area. Check out OUR PROMISE TO YOU.



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